Black Business Relief Grant Fund

Supporting Black-owned small businesses in San Diego County.

ABOUT

The Black Small Business Relief Grant Fund is an effort led by the Central San Diego Black Chamber of Commerce to raise $1 million in funds to support Black-owned small businesses in San Diego County in 60 days. 

Our nation has faced the compounded threats of a global health crisis, economic upheaval, and civil unrest over racial injustice and police brutality.  The Black community has been at the center of each of these events and has endured disproportionate, devastating impacts from each, compounding our collective trauma. This includes the economic systems that have left Black-owned businesses and Black people underfunded, underemployed, and particularly vulnerable to global health and economic crises such as those impacting us today.

The Central San Diego Black Chamber of Commerce (CSDBCC) is working to ensure Black businesses and the Black community are resilient in the wake of these tragedies, and they need your support NOW more than ever. 

Are you ready to support? Click here to donate securely online now.

OR Mail checks to:
Black Business Relief Fund
c/o San Diego Grantmakers
5060 Shoreham Pl #350
San Diego CA 92122
 
Make checks payable to San Diego Grantmakers and add BBRF in the memo.
San Diego Grantmakers is a 501(c)3 organization and fiscal sponsor for the fund. Our EIN is 33-0868261.
 

ABOUT THE FUNDING

Qualifications

Any business that meets these requirements will qualify. Not all will receive a grant. 

  1. Business owner identifies as Black or African American 
  2. Business is located in and work takes place in the County of San Diego
  3. Business started before January 1, 2020
  4. Among those who meet the above qualifications, the additional below criteria will be used to sort priority: 
      • 2019 business net income $100K or less (lowest is prioritized)
      • 0-10 employees (fewest is prioritized)
      • Owner AGI $100K or less (lowest is prioritized)
      • Employees paid $12/hour or $24,960/year (highest is prioritized)
      • Net income lost 20%+ (highest is prioritized)
      • Sole proprietors given priority
      • Business located within a Qualified Census Tract, Promise Zone, Opportunity Zone, or Difficult Development Area given priority
Equity-informed Grantmaking

We have built into the grantmaking process a funnel of decision making that prioritizes those who are least likely to receive funding from other sources. This begins with a targeted effort to support Black businesses. Within that group, it includes businesses operating outside the formal market or on a cash basis, home-based businesses, and individuals and freelancers with no employees

 

HOW TO APPLY

The application window is now open and will close August 15, 2020 at 11:59 pm. We anticipate receiving more applications than available funds. 

Click here to apply.

PLEASE NOTE: The application system will not be available on July 3 from 8am-8pm PT for maintenance.

FAQ

What size are the grants?

The amount of funding received will vary in tiers based on business size. Grants will range from $1,000-$5,000 each. Smaller businesses including sole proprietors receive $1,000-2,500 and businesses with brick and mortar locations and more employees receive $2,500-5,000. If the fund reaches its $1 million goal, at least 200 grants will be made (and likely more) and the number will depend on the characteristics of applicants and funds available to grant.

 
 

How do you decide who receives funding?

Evaluation Criteria

Central San Diego Black Chamber of Commerce and San Diego Grantmakers determine grant awards by prioritizing applications that meet these requirements:

  1. Business owner identifies as Black or African American 
  2. Business is located in and work takes place in the County of San Diego
  3. Business started before January 1, 2020
  4. Among those who meet the above qualifications, the additional below criteria will be used to sort priority: 
      • 2019 business net income $100K or less (lowest is prioritized)
      • 0-10 employees (fewest is prioritized)
      • Owner AGI $100K or less (lowest is prioritized)
      • Employees paid $12/hour or $24,960/year (highest is prioritized)
      • Net income lost 20%+ (highest is prioritized)
      • Sole proprietors given priority
      • Business located within a Qualified Census Tract, Promise Zone, Opportunity Zone, or Difficult Development Area given priority

The CSDBCC is working with San Diego Grantmakers to implement this criteria. There is no subjective judgement by individuals.

Who makes decisions about which businesses receives a grant? 

The Central San Diego Black Chamber of Commerce worked with an advisory group who bring an understanding of Black businesses and embody the values that we aim to achieve through this program to set the criteria. The advisory group was led by the Chamber's president and CEO Donna DeBerry and Chairman Bruce Mayberry. 

 

 

Who qualifies for these funds?

Qualifications for Applying: 

We have built into the grantmaking process a funnel of decision making that prioritizes those who are least likely to receive funding from other sources. This begins with a targeted effort to support Black businesses. Within that group, it includes businesses operating outside the formal market or on a cash basis, home-based businesses, and individuals and freelancers with no employees

  • Business owner identifies as Black or African American 
  • Business is located in and work takes place in the County of San Diego
  • Business started before January 1, 2020
  • 2019 business net income $100k or less
  • Sole proprietors encouraged to apply (home-based, cash-based included)
NOTE: Businesses who have received other forms of relief funds may still apply 

 

What is required of me if I receive funding? 

Will I need to pay back the funds?

No. These are grant dollars with no requirement of pay back or use-reporting.

Will I need to do anything to receive the funds? 

You will receive 50% of your grant immediately. You must participate in a business development class with the CSDBCC within 30 days to receive your second payment.

When will funding be given out?

Fundraising Timeline: 

CSDBCC is seeking to raise $1 million in funding within 60 days (by August 15, 2020). Applications will be reviewed on a rolling basis with three rounds as noted below. 

Funding Timeline

There will be three rounds of grants.
  • Round 1: All applications received by June 30 9:00 am / A funding response expected by July 15
  • Round 2: All applications received by July 30 9:00 am / A funding response expected by August 15
  • Round 3: All applications received by August 15 11:59 pm / A funding response expected by September 7
Any business that qualifies but does not receive a grant, will be considered in future rounds.
 

What other small business relief can I access?

Who to contact to learn more: 

 
CONTACTS